This article provides an overview of the best balance transfer credit cards in Canada for 2025, outlining the pros and cons of each and why a particular card might be right for you.

This piece highlights the pros and cons of choosing a fixed vs. variable mortgage rate for aspiring homebuyers in 2025.

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If you want to be able to access the Bank of Mom and Dad with less risk, a loan is likely the better way to go. In order to have the funds considered a loan, you will need to have a loan document drawn up that clearly states that the money in question is a loan and not a gift, and should also include a repayment schedule and terms and conditions (such as consequences for missed payments). Without this loan document, in the event of a breakup or divorce, the funds will be considered a gift and di...

On June 17, 2024, the Canadian Real Estate Association (CREA) released the latest figures on the national housing market for the month of May, including sales activity, average price performance and overall supply and inventory.

The spring season has been relatively slow for the Canadian housing market, as buyers are reluctant to step off the sidelines until rates drop. Now, with the Bank of Canada having carried out the first policy rate cut in over four years on June 5, 2024, and more rate cuts anticipated, there could well be a rebound in home sales in the near future.

Is your mortgage up for renewal in 2022? If it is, you might be one of the thousands of Canadians worrying about renewing your mortgage during this period of rapidly rising interest rates. Ratehub.ca did the calculations to see what Canadians can expect will happen to their monthly mortgage payments upon renewing in November 2022. Read on to learn more about what we found. If you are a homeowner renewing your mortgage in November 2022, the best fixed mortgage rate you’d have received five years...

In July, Ratehub.ca calculated the minimum annual income required to buy a home in Canada’s major cities based on March and June 2022 real estate data. The report illustrated how changing mortgage rates, stress test rates and real estate prices impacted the income needed to buy a home. We decided to take another look at housing affordability in Canada and see if anything had changed over the summer.  Between June to August 2022, home affordability has improved in all 10 cities we looked at (howe...

There was a notable shift in the tone of the latest Bank of Canada announcement regarding future rate hikes. Previous announcements, such as the last one in October, had made it clear that further hikes were necessary with language like, "the Governing Council expects that the policy interest rate will need to rise further." In a marked contrast, today's announcement says that the "Governing Council will be considering whether the policy interest rate needs to rise further." This could well mean...